Pet Insurance: Why It's Worth Considering
Photo: Alexander Mass / Unsplash
An unexpected accident or sudden illness can mean hundreds, sometimes thousands, of euros in vet bills. Pet insurance isn't a luxury — it's a way to protect both your pet's health and your own budget, without having to hesitate before a vet visit.
Why it matters even more if you use pet sitting or dog walking
The more active your pet's life — walks, sitting, contact with other animals and people — the more situations there are where something unexpected can happen. Even with a verified, careful sitter, like the ones on Petit-o, an unforeseen accident during a walk — a bite, a fall, an unexpected reaction to another dog — is always possible. Pet insurance, and pet parent liability coverage in particular, gives you an extra safety net for these moments, on top of your sitter's care.
What Hoolie is
Hoolie presents itself as Greece's No.1 pet insurance provider, with dedicated plans for dogs and cats, alongside separate coverage for pet parent liability, legal protection, and veterinarian liability. Their positioning emphasizes transparent terms with "no fine print" and fast service when you actually need to make a claim.
What dog and cat health insurance covers
Hoolie's health plans for dogs and cats cover costs from accidents and illness, so you can get to the vet without weighing the cost first. A few things that stand out about Hoolie specifically:
- Free choice of vet — you're not locked into a specific network, you choose who you trust
- Average payout time under 72 hours, so you're not waiting weeks for reimbursement
- Around a 99% claims acceptance rate, according to the figures the company itself publishes
- PetMate™ app for tracking your pet's wellness and activity
For exact coverage limits and pricing on each health plan, see Hoolie's dog insurance page or cat insurance page, or get a quote directly with the button below.
Pet Parent liability: the coverage many people overlook
Beyond your pet's health, Hoolie also offers separate pet parent liability coverage, for situations where your pet causes bodily injury to someone else or damages someone else's property — something that can happen even during an ordinary walk. Plans come in three tiers:
| Plan | Bodily injury (single) | Bodily injury (multiple) | Property damage | Annual cost |
|---|---|---|---|---|
| 1 | €5,000 | €10,000 | €2,000 | €15 |
| 2 | €30,000 | €60,000 | €10,000 | €25 |
| 3 | €50,000 | €100,000 | €15,000 | €45 |
Note: a 50% premium surcharge applies for breeds like Rottweilers, Dobermans, and Pit Bulls. Coverage applies to pet parents with an up-to-date pet health record, and covers dogs, cats, rabbits, horses, and birds.
How to get started
Getting a quote from Hoolie is done online, in a few minutes. Click the button below to see pricing and plans tailored to your pet.